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About Short Sales in the San Bernardino & Riverside Counties  :

A short sale is good for the bank and good for the borrower, while a foreclosure is usually bad for both. The bank allows the home to be sold for the current value (short of the loan amount ), and agrees to accept the proceeds in complete satisfaction of the loan. Because the buyer usually pays more for an occupied home in good condition, the bank recovers more of its money and saves the time and expense a foreclosure would take, and the seller’s reputation and credit are saved as well.

Banks don’t like  taking losses. When we prove the true market value, and that we can sell  to a qualified buyer in a fraction of the time a foreclosure would take, the banks will cooperate. Time is money  applies to all parties.

After we receive an offer, the bank will begin discussions. We usually do a Broker price opinion to reflect the actual value, knowing the bank or buyer’s new lender will order an appraisal for the same purpose. We then work together to agree on the sale price and terms. When all of this is agreed upon, we then work to close the sale quickly. No proceeds can go to the sellers, but theircredit is saved  and they can buy another house sooner, often in as little as one year.

Everyone benefits from the short-sale . and moves forward with their lives and business.

Need to ease the pain of an unstable and confusing real estate market?

A Certified Distressed Property Expert® (CDPE) has a thorough understanding of complex issues in today’s turbulent real estate industry and knowledge of foreclosure avoidance options available to homeowners. CDPEs can provide solutions, specifically  short sales. for homeowners facing market hardships.

Homeowners regularly proceed without guidance of any kind through the often financially and emotionally devastating prospect of foreclosure. Speaking with a well-informed, licensed real estate professional is the best course of action for a homeowner in distress. Through comprehensive training and experience, CDPEs have the tools to help homeowners find the best solutions for their unique situations and to avoid foreclosure through the efficient execution of a short sale.

Living through financial difficulties poses a challenge for any family, so why make the process of finding a qualified real estate professional difficult too? Select an agent with the CDPE Designation to ensure you have a trained professional to address your specific needs. For more information, contact a CDPE in your area.

CDPEs don’t merely assist in selling properties, they serve and help save their clients in need.