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Post on: 16 Май, 2015 No Comment

Find a Certified Real Estate IRA Agent Select a State

The powerful combination of value appreciation and income has historically been an attraction for investors who understand the risk-return tradeoff of real estate investing. You can own real estate of any kind within your IRA. Been told otherwise? We are not surprised. Since the inception of the IRA in 1974, Americans have been misinformed and kept in the dark about the true choices available within IRAs. But don’t take our word for it. The Internal Revenue Code’s rules and regulations provide the validation you and your trusted advisors often seek.

Types of Property Your Individual Retirement Account Can Own

Residential Single-family and Multi- family property
Commercial and Industrial property
Foreclosures, Short Sales, Distressed and Bank-Owned property
Improved or Unimproved Land
International properties of all types

This video helps Self-Directed IRA investors learn key considerations of purchasing real estate with their IRA directly from the account or through the use of a Limited Liability Company prior to directing their funds.
POST Purchase Of Real Estate [ Watch Video ]
This video helps Self-Directed IRA investors learn key considerations after purchasing real estate either directly with their IRA account or through the use of a Limited Liability Company.

Real Estate Agent Has a fiduciary responsibility to the Buyer or Seller being represented in a Real Estate transaction

Non-Recourse Lender Provides financing for Self-Directed IRA Real Estate purchases that use leverage

Title Company Can facilitate and record Real Estate transactions, provide title reports, and issue Title Insurance as desired

Escrow Company A third party that facilitates Real Estate transactions

Attorney Because not all states utilize Title Companies, a law firm facilitates those transactions

Property Manager A third party responsible for finding a tenant, handling income and expenses, tenant complaints and communication, property maintenance, and necessary evictions

To avoid self-dealing within your Real Estate investment, you or any other Related Parties or entities cannot reside, conduct improvements/repairs (including using “sweat equity”), obtain a personal benefit, or do business from the property you have purchased or sold

Property specific expenses must be paid by the IRA in direct proportion to the ownership percentages initially established, so it is important to ensure careful attention is given to potential unforeseen or additional property maintenance expenses (i.e. property taxes, homeowner’s association fees, maintenance, labor expenses)

Borrowing money/leveraging the IRA to conduct business is permissible but can present the potential for Unrelated Debt Financed Income Tax (UDFI); consulting with a qualified tax advisor about these potential IRA tax implications is highly encouraged

Fair Market Valuation of property held within your IRA, with substantiation, must be provided to Vantage on an annual basis

Property must be titled/vested in the name of your IRA, not your individual name, and in direct proportion to the IRA’s ownership percentage

We Invite You To Call Us or Attend One Of Our FREE Workshops To Learn More

DISCLAIMER: Vantage Self-Directed Retirement Plans does not offer investment, tax, financial, or legal advice nor do we endorse any products, investments, or companies that offer such advice and/or investments. All parties are strongly encouraged to perform their own due diligence and consult with the appropriate professional(s) licensed in that area before entering into any type of investment.