Frequently Asked Questions

A separately managed account is an investment portfolio that is tailored to meet specific investment objectives of a particular individual or corporate client.

What is the difference between a Managed Account and a Mutual Fund?

Unlike an investor in a mutual fund, managed account holders own the individual securities in their accounts. Your account is ‘separate’ from that of any other investor and the investment strategy is customized to follow your personal investment objectives.

What is UBL Funds SMArt?

UBL Funds SMArt is UBL Fund Managers’ separately managed account program for individual and corporate clients.

What does UBL Funds SMArt offer?

UBL Funds SMArt features include:

• Customized individual portfolios
• Professional Management and oversight
• Investment strategy in alignment with investment objectives
• Flexibility
• Transparency
• Diversification
• Liability Management for defined benefit schemes

What differentiates UBL Funds SMArt from its peers?

UBL Fund Managers have put in place a dedicated team to manage clients portfolios. The team possess vast experience in looking after managed accounts. We also have actuarial expertise within our UBL Funds SMArt team that can help employee funds set their strategy and meet objectives.

Who can invest through UBL Funds SMArt?

The flexibility offered by UBL Funds SMArt means that it can cater to the needs of various clients including individuals, corporate clients, government institutions and employee funds. Every client has different needs that change over time. Your investment manager can help you decide whether managed accounts are appropriate for you, based on your current financial situation, investment objectives, time horizon, risk tolerance and other factors.

What is the minimum investment requirement for UBL Funds SMArt?

The minimum amount required for investment through UBL Funds SMArt is as follows:

• Individuals Rs. 10 million
• Corporate Clients & Employee Funds Rs. 50 million

Are there risks involved in separately managed account investments?

Yes. All investments involve a certain amount of risk, including the possible loss of the principal amount invested, which varies depending on the securities included in the portfolio. However, we can help develop a portfolio that ensures that risk in the portfolio matches the clients risk tolerance.

Is UBL Funds SMArt available as a standalone advisory service?

No. UBL Funds SMArt is a portfolio management service where we help devise an appropriate investment strategy and then manage your investments based on the investment strategy.

Is there a minimum time period of investment in UBL Funds SMArt?

Investments in UBL Funds SMArt are for a minimum time period as agreed between the  client and UBL Fund Managers.

How do I update myself on my portfolio?

Clients will be provided with periodic performance and holding reports that would include details of asset allocation, portfolio activity, performance and market commentary.