Yendora Capital offers commercial mortgages for retail, office, industrial, and multi-family real estate projects for all phases of development. Whether you are in need of a commercial mortgage to purchase or refinance an existing loan, we will work with you to find the perfect loan to satisfy your needs. Each commercial mortgage transaction is unique and it takes a knowledgeable loan officer to secure appropriate financing. Our commercial mortgage division is staffed with loan officers that have decades of experience matching borrowers to suitable lenders. We currently have a portfolio of over 300 lenders and fund loan amounts up to $10 million.

SBA 504 Transactions

If you own a business and are considering the purchase of a commercial property, a government guaranteed SBA 504 loan might be a perfect fit. Some of the benefits include:

• Up to 90% financing on owner-occupied commercial real estate
• Longer loan amortization
• No balloon payments

Stated Income Loans

The stated income program provides financing to borrowers that typically do not qualify for our conforming loan programs. This is usually due to their inability to provide income documentation, less than perfect credit, high debt-service-coverage ratios and others. Unlike most lenders, our loans are fully amortized over 30 years, which means no balloon payments. All commercial property types are welcome as well as non-owner occupied residential properties. This has become a viable option for borrowers with a higher loan-to-value percentage requirement, who prefer not to pay the higher financing costs associated with hard money loans and the shorter terms they usually provided.

Foreign National Loans

We provide financing to foreign nationals looking to acquire investment properties in California and Texas. These borrowers do not require a social security number or a credit score to be approved. The program is offered through our partner firm, an asset based lender, and requires a downpayment.

Private Money Loans

Our private money loans focus solely on the equity available in a property as opposed to the credit or income of the borrower. The decision time on these loans are typically fast and approvals are issued within 24 hours. These loans are also suitable for investors that are looking to rehabilitate properties with the intention of selling them once repairs have been completed. If your lending needs are not met by traditional bank loans then our private money option might be the solution.