My name is Anthony Keys, Im a Realtor with California Realty Partners and I specialize in helping  people who have received a Notice of Default. With a 100% success rate, Ive helped families who have had multiple mortgages, liens and or judgments. Ive successfully settled debt for Under Water properties with:

1. 1st, 2nd and 3rd Mortgages – 2nds & 3rds can follow you, even after a foreclosure
2. Liens – attached to home owner, the property and will not go away with a foreclosure
3. Court ordered garnished wages- you make it, court takes it
4. Judgments in access of $180,000.00 – this was on top of a 1st and 2nd mortgage
5. Private Money Liens – family/friend loaned you money to buy, no problem
6. HOA Foreclosures- YES, Home Owner Associations can foreclose
7. City Posted Notice of Violations – conditions apply before someone can buy
8. Credit Card Debt, turned Judgement, turned lien on the property- No Problem!

Prior to becoming a Realtor, I actually started my Real Estate Career on the other side of the transaction as a Loan Officer, turned Branch Manager, to Co-Owner of First Keys Mortgage and I Specialized in helping those no one else could or would. Most of my clients credit was in pretty bad shape, banks as well as brokers said No! so they felt like they were stuck in the never-ending, rate rising, adjustable loan. To ensure a favorable deal for my clients, I would have to spend countless hours looking for a bank who would not take advantage of their situation with higher than average rates and fees, not to mention combing through hundreds of pages of guidelines just to make sure theyd qualify. They were hard work, took twice as long as good credit loans but Ive been down on my luck and know what its like to need help and there be no one there to give it. Failure was not an option, so it was very seldom the final result! With my wife being a Mortgage Broker, we decided that we should get our Real Estate License, so we could control some of the many Escrow Fall Outs! Once Short Sales were the only thing closing, we noticed that we would get to the end of the transaction and it would fall out of Escrow but we didnt know why as the loan was just fine. Whatever it was, the Real Estate Agent in charge of keeping in touch with the bank and getting the approval would never own up to it?

Since Ive become a Realtor, there hasnt been one  single Escrow fall out  and Ive dealt    Judgments, Collections, Liens as well as Private Money Investor Loans.  I dislike Short Sales because it means getting people out of their  homes when some want to stay but if its your situation, you need this to close and to close on time to avoid foreclosure! I am very good at what I do and know these banks every trick, every maneuver, their complete system! If you have received a Notice of Default or know one is coming, there are many to choose from, there are few with my Negotiating and problem solving Experience. I assure you, I can and will help!