Roll it Over. You don’t have to leave your 401(k) or other employer retirement plan money in an existing plan if you no longer work for that employer. The same rule applies to an inherited 401(k) or employer retirement plan. Whether it’s your plan or it’s inherited, you can legally and advantageously move those funds into an IRA where either you or your financial adviser can invest and manage the money much more effectively with a self-directed IRA from AE-Trust. This is called a roll over IRA or 401k Rollover. There are no penalties or taxes to pay for correctly handled rollover accounts. Here are some of the far more beneficial things you can do with the rollover 401k or IRA which you can’t do with the employer plan:

• Invest the money in non-traditional investments, such as real estate, private placement offerings, a private business, trust deeds, loans to outsiders and many others not listed here (for more info, click either the Real Estate IRA or Checkbook Control Of Your IRA buttons on the top of this page).

To start the rollover-to-IRA process you need to fill out two forms: An AE-Trust IRA enrollment form and your 401(k) or other employer plan rollover form (see former employer for this second form).

For the AE-Trust IRA enrollment form, pick either the Traditional or Roth IRA link below:

Click Here for the AE-Trust Traditional IRA enrollment application form

Click Here for the AE-Trust Roth IRA enrollment application form

Contact the plan administrator of your former employer for the form and procedure which they will require to initiate the rollover of your retirement money from the old employer plan.