We understand that every customer is different and while some may enjoy researching their options, others may prefer not to.

Choosing from our fund options may seem daunting, but the process is actually quite straightforward. To choose your investment funds, take a look at the options below:

1. Relax — Let us do it for you.

If youd rather not choose your funds at all, thats fine. Well automatically invest your payments into our Multi-Asset Lifestyle Profile. This means your money will initially be invested in the Multi-Asset Fund, then as you approach your selected retirement date, well gradually switch it into funds considered to be lower risk.  

If you want more information on how our lifestyle profiles work, see our Funds made clear page. To find out which lifestyle profiles are available, see our Choosing your investment fund (PDF: 173KB) document.

2. Research the basics first.

If youd like to choose your own funds but youre not sure about which funds might be suitable for you, or you dont really know what funds are, take a look at our Funds made clear page. After reviewing this information, you can either decide to choose from the funds below, or select one of our lifestyle profiles such as our default fund in option one (above).

3. Make your own fund choice now.

If youre confident choosing your funds yourself, then spend some time reviewing all the fund information on the fund factsheets in the boxes below before making your selection. 

Where can you invest your pension?

We have a wide range of funds, some managed by us and others managed by specially selected external fund managers. Open the two boxes below to see the funds, then click on the fund name to view its factsheet. 

You can choose up to 10 funds or one lifestyle profile. You can change your funds free of charge after your application has been accepted.

All investments carry an element of risk, some more than others. To ensure that you are comfortable with the level of risk in your chosen investment(s) please read the relevant fund fact sheets listed below and the Choosing your investment fund PDF: 173KB document.

Please also find out more about our Stakeholder pension charges and risks before you decide to buy.