How to Structure an Investment Portfolio for Retirement

Post on: 18 Май, 2015 No Comment

How to Structure an Investment Portfolio for Retirement

Instructions

Understand that as you approach retirement, your investment portfolio needs to keep growing to help assure you have enough money to maintain a comfortable retirement. Look over your portfolio yourself or with a financial advisor to determine whether you will be able to retire at the age you have determined. If necessary, plan to work a few years longer to accumulate additional funds.

Be aware that as your portfolio increases in value, it’s more difficult to rebound from significant market downturns. Even though your portfolio needs to maintain some growth in your retirement, many financial advisors recommend that people reduce their stock holdings to guard against major potential losses that can wipe out retirement funds.

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