SEP IRA? There Is A Better Alternative For Your Self Employed Retirement Plan

A SEP IRA is a Simplified Employee Pension Individual Retirement Account.  A name that long makes it sound anything but simplebut its just another variation of the regular old IRA (Individual Retirement Account) available to US taxpayers.

SEP IRAs are used by business owners as a self employed retirement plan. and to provide retirement benefits for their employees if they have them.  Self employed retirement plans in the U.S. can also consist of Keogh Plans, 401Ks and Roth IRAs.   Some problems with these plans is that they are restrictive in what kinds of investments can be placed in them, how much contribution room you have, and with the exception of the Roth IRA (Which has a smaller contribution limit), whenever you take your money out, you will still be taxed on it.

Most self employed retirement plans also cost a lot in management fees.  If they are in a retirement like a SEP IRA or others, there may be tax benefits, but you still have to pay feesand usually a lot of them.  If youre an average investor, you probably pay for both a financial advisor and for expensive mutual funds where you park your money for the long term and hope it grows.  basically rolling the dice that there wont be another crash like in 2008 when its getting close to the time for YOU to retire.

This strategy didnt work in the self employment retirement plans of the would be retirees in 2008 -2009, and it isnt working now.  A SEP IRA just wont cut it as the retirement plan of choice for the financially savvy.

There is an alternative. Crashproof Prosperity is a program that takes you inside the financial world of the wealthy and well connected, where very few get to play.  It will educate you on the economy and how money really worksand on the financial and investment strategies of the rich.  It is the merging of three highly respected experts on financial trends and the economy.  Past members to only one section of what the CrashProof Prosperity program has to offer have been getting 10 times what the average investor usually sees with the mutual funds and bond that their financial planner or banker has advised them to purchase.

Tax free retirement funds can certainly play a part in your overall self employment retirement plan. but they wont make you wealthy, and for the majority of Americans, you will be lucky to have enough at the end of the day to pay the bills, let alone enough to actually enjoy your retirement.

Times have changed and the Wall Street Machine has broken down.  Mainstream financial products like SEP IRA s and mainsteam advisors are no longer cutting it when it comes to providing viable options that will allow you to retire without having to worry about paying the rent.

If you are not happy with your retirement plan, Its time for a change.  Take a look at the Crashproof Prosperity Program HERE to see if it will work for you.