When incorporated as part of a well-balanced financial portfolio, mutual funds can be an excellent solution for achieving long-term financial goals.

When you invest in any of our MainStay Funds, youll benefit from these competitive features.

MainStay Funds provide access to 10 different investment boutiques, featuring institutional asset management teams who specialize in a particular asset class or investment style.

While MainStays investment boutiques are autonomous and independent, they all share a long-term perspective, a focus on quality, and a commitment to excellenceavoiding short-term fads and adhering to a disciplined investment approach through all market cycles.

Thought leadership.

Our investment managers bring investment insights, perspectives, and wealth-building and wealth-preservation educational tools.

For more information, speak to a NYLIFE Registered Representative.

All mutual funds are subject to market risk, including possible loss of principal. Diversification cannot assure a profit or protect against loss in a declining market.

Please consider the investment objectives, risks, and charges and expenses of the investment company carefully before investing. These risks are described in the mutual funds prospectus.

For more information about MainStay Funds, call 800-MAINSTAY (624-6782) for a prospectus or summary prospectus. Investors are asked to consider the investment objectives, risks, and charges and expenses of investment carefully before investing. The prospectus or summary prospectus contains this and other information about the investment company. Please read the prospectus or summary prospectus carefully before investing.

MainStay Investments is a registered service mark and name under which New York Life Investment Management LLC does business. MainStay Investments, an indirect subsidiary of New York Life Insurance Company, New York, NY 10010, provides investment advisory products and services. Mutual funds are offered through NYLIFE Distributors LLC, 169 Lackawanna Avenue, Parsippany, NJ 07054, a wholly owned subsidiary of New York Life Insurance Company. NYLIFE Distributors LLC is a Member FINRA/SIPC.

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