LongTerm Investing With Equity Index CDs_1

Post on: 16 Март, 2015 No Comment

LongTerm Investing With Equity Index CDs_1

Issued by HSBC Bank USA N.A. these are far from your typical Certificates of Deposit. These are Investor CDs with enhanced opportunity and anchored with the guarantee of your initial principal investment 1 .

HSBC Securities now makes these innovative Investor CD products available to enhance portfolios like yours, with the considerable support of one of the world’s largest financial institutions. An HSBC Securities Financial Advisor can show you how these Investor CDs can complement the balance of your investments.

  • Equity-Linked Investor CD — Linked to stock market performance on the Nasdaq®-100 2 and S&P® 500, 3 this product offers enhanced return potential 4. It is an alternative choice for those attracted to market investing but worry about principal risk.

If the market index increases over the term chosen, you can earn potential interest for an enhanced return. If a decline should occur, your original investment is protected and the full amount of your principal is returned at maturity 1 .

  • Callable Step-Up Investor CDs - Callable Step-Up Investor CDs may provide interest rates higher than traditional fixed-rate CDs because they may be retired early by issuers. Interest rates typically increase, or step up, at regular intervals when the Investor CD is outstanding. For example, a three-year Investor CD may offer a step-up of 2% for year one, 3% for year two, and 4% for year three.

    Callable Step-Up Investor CDs can be called prior to maturity at the discretion of the issuer. If it is called by the issuer after the initial non-call period, principal is returned plus accrued interest 5. If the Investor CD is not called, however, you will continue to earn the specified rate of interest for every accrual period the Investor CD is outstanding until maturity or redemption.

    For more information, please contact Customer Service at

    LongTerm Investing With Equity Index CDs_1

    1-800-662-3343 or click here for a Financial Advisor.

  • Callable LIBOR Range Accrual Investor CD — This Investor CD is based on the London Interbank Offer Rate (LIBOR), an international standard for U.S. dollar rates.

    Callable LIBOR Range Accrual Investor CDs may pay higher rates than traditional fixed-rate CDs. Interest accrues each day the LIBOR fixing rate is within a pre-determined range.

    For more information, please contact Customer Service at

    1-800-662-3343 or click here for a Financial Advisor.

    Arrange your visit now with an HSBC Securities Financial Advisor. Just call 1-800-662-3343 to schedule an appointment.


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