Regardless of what the market is doing, high-dividend-paying exchange traded funds will still likely pay investors something just for sitting tight.

Here’s a look at four nonleveraged ETFs with the most robust dividends on the market. They’re all trading above their 200-day moving average, which suggests their long-term uptrend is still intact and their share price appreciation is positive year to date. They’re all also less volatile than the S&P 500.

• iShares FTSE NAREIT Mortgage Plus Capped Index Fund (ARCA:REM ): It had a 12-month yield of 11.93% as of April 5. It has a 0.48% annual expense ratio and makes quarterly distributions.

REM holds 28 real estate investment trusts, or REITs, engaged in residential and commercial real estate, mortgage finance and savings.

It’s returned 9.74% year to date going into Monday vs. 11.83% for the S&P 500, which now yields 1.8% annually.

The ETF returned -0.15% in the past 12 months vs. 7.25% for the S&P.

REM’s two largest holdings, Annaly Capital Management (NYSE:NLY ) and American Capital Agency (NASDAQ:AGNC ), each account for about 20% of assets. Chimera Investment (NYSE:CIM ), Hatteras Financial (NYSE:HTS ) and MFA Financial (NYSE:MFA ) round out the top five names.

Annaly mainly buys debt mortgage securities and debt issued by Fannie Mae and Freddie Mac, Ginnie Mae and Federal Home Loan Banks. Because principal and interest payments are guaranteed by government agencies, Annaly carries no credit risk.

The company stands to benefit from rising long-term interest rates. If the housing market remains weak, homeowners are unlikely to pay off their mortgages early, allowing the company to continually collect interest payments.

Major risks to the business include the Fed raising short-term interest rates, which increases firms’ borrowing costs, and the government sponsoring a refinancing or principal-forgiveness program, according to Jefferies analysts.

• PowerShares KBW High Dividend Yield Financial Portfolio Fund (ARCA:KBWD ): It yields 10.49%. It has a 0.93% annual expense ratio and makes distributions monthly.

KBWD holds 36 stocks in banking, insurance, financial services and REITs many of which overlap with REM.

Some names not found in REM are Textainer Group Holdings (NYSE:TGH ), a shipping-container leasing firm; Apollo Investment (NASDAQ:AINV ), a business development firm that invests in mezzanine loans; GFI Group (NYSE:GFIG ), a broker-dealer; and Federated Investors (NYSE:FII ), an investment advisory and mutual funds provider.

KBWD returned 11.76% year to date and 7.54% in the past year.

• Market Vectors Mortgage REIT Income ETF (ARCA:MORT ): The fund yields 10.22%. It has an annual expense ratio of 0.40% and makes distributions quarterly.