The primary advantages of owning Mutual Funds are diversification, professional management and convenience.

Diversification

Diversification is the practice of investing broadly across a number of securities to help reduce risk. Mutual funds are a prime example of diversification because mutual funds hold a wide variety of securities, so they are, by definition, diversified.

Mutual funds can be diversified by the type of securities that are included in the fund (stocks, bonds, etc.), the different industries and countries that are represented in the fund, as well as the size of the market capitalization that is included within the fund.

Professional Management

Mutual funds are generally managed by an individual or team of individuals who choose the investments based on that fund’s objectives. A fund’s objective can be found in its prospectus which you should read carefully before investing.*

Fund managers research market conditions and study individual companies to make investment decisions for the fund. A manager may adjust the portfolio mix based on changes in market conditions or a company’s performance to better achieve the fund’s stated objective.

Convenience

Mutual funds offer convenience because they typically:

• Have a low minimum investment amount
• Can be bought or sold on any business day
• Allow free exchanges of funds within the fund family
• Offer funds with various objectives for almost any investment need, such as growth, income, growth and income, aggressive or aggressive income
• Provide automatic reinvestment of dividends and capital gains

For more information on determining if mutual funds are right for you, contact your local Edward Jones financial advisor .

Mutual Fund investing involves risk. Your principal and investment return in a mutual fund will fluctuate in value. Your investment, when redeemed, may be worth more or less than the original cost.

Diversification does not assure a profit and does not protect against loss. Dividends can be increased, decreased or totally eliminated at any point without notice.

*Investors should carefully consider the investment objectives, risks, charges and expenses of the mutual fund before investing. A prospectus containing this and other information about the mutual fund can be obtained from your local Edward Jones financial advisor and should be read carefully before investing.