This project is being done to construct portfolio of clients with the help of fundamental and technical analysis. Also analyse their portfolio by valuating those companies where they have already invested using specific valuation model. Then find out whether it is right time to invest in those companies using technical analysis. Also calculating the returns they are getting and suggest for higher return.

Fundamental Analysis gives us the idea what to buy or what to sell, while Technical Analysis tells us the timing when to buy or when to sell.

In this project I am mainly focusing on how to provide a holistic view to the clients, specifically HNIs (High Net-worth Individuals), on investing in equity market i.e. stock market.

The main motive of this research is to check whether fundamental analysis and technical analysis together is useful to provide better suggestion for investments.

INTRODUCTION

About the Company:-

phiNNACLE Wealth Managers Pvt. Ltd. is an independent financial services firm that offers personalized advice to individuals in understanding, pursuing and achieving their financial goals. The products and services include designing comprehensive financial planning and wealth management solutions tailored for current and future requirements of clients.

phiNNACLE Wealth Managers Pvt. Ltd. was founded by Mr. Siddhartha Nair with the vision of creating the BEST Private Wealth Firm. The Management team constitutes Siddhartha Nair (Founder and CEO), Ashwini Bhat (CoFounder and Operations Head) and Saurabh Dafria (CoFounder and President — Emerging Markets)

phiLOSOphi of phiNNACLE:-

The various products and services that has been offered at phiNNACLE are guided by a set of commandments that constitute six main principles, that is the philosophy (phiLOSOphi) of this company.

These are,

Financial life target is imperative

Allocation of assets should be carefully considered

Risk coverage is crucial

Markets will be volatile

Products & Services:-

The products and services offered by phiNNACLE are,

Investment Planning

phiNNACLE follows a top-down approach of investing from Economy to Sector to Securities. Once the clients have been assisted to zero-in on the desired security, phiNNACLE helps to manage the same using in-house Dynamic Change Management Tool and Fund Flow Indicator.

NRI Services ( Portfolio Investment Scheme for NRIs)

Portfolio Investment Scheme (PIS) allows NRIs to invest in shares of Indian companies in the secondary market on a repatriation or non-repatriation basis. Using the PIS route, NRIs can allocate a portion of their investment basket to India which presents a great investment opportunity in the coming decade.

Lifecycle Planner

The Lifecycle Planner (LP) services are tailored to meet clients’ needs as determined through personal consultations. It helps to create a roadmap to reach life goals based on an analysis of clients’ needs and cash flows.

Risk Profiling

By combining investments with different characteristics, the risks inherent in any one investment can be balanced by assets that move in different cycles or respond to different market factors. Based on the risk profile of the clients, the right asset allocation can be designed to suit clients’ investment needs.