Take Control of Your Future

Following the success of ourEZTracker401k newsletters at American, Southwest, UPS, US Airways, United and JetBlue, many subscribers asked us to provide a similar service for their non-401k investments.EZTrackerETF was introduced in 2004 to help our subscribers with IRAs and other investment portfolios.

Why ETFs?

Exchange Traded Funds (ETFs) are like mutual funds baskets of securities that offer diversified exposure. They are designed to mirror the performance of a particular market index. Because ETFs are composed of multiple holdings, they offer an easy way to diversify with a single purchase. But unlike mutual funds, ETFs can be bought and sold throughout the trading day like stocks. The major advantages of ETFs over mutual funds are improved liquidity, lower expenses and no trading restrictions.

Your Risk Quotient and the ETF Portfolios

EZTrackerETF provides information on more than 250 Exchange Traded Funds. We have constructed six model portfolios, four of which trade commission-free (Schwab, Fidelity, Vanguard, AmeriTrade). Our monthly performance and ranking data also allow investors to construct their own portfolios.

The ETF model portfolios are aggressive portfolios with a high level of risk. You should carefully assess your comfort level with this degree of risk before making a decision about following these portfolios. Keep in mind that you can make adjustments to this aggressive strategy to reflect an approach more in line with your ability and comfort level. This is especially important for portfolios that represent a significant part of your total investments.

• Moderate investors might consider starting with 30% — 40% of your portfolio allocated to bonds/cash and then allocating the remaining balance as indicated in the model portfolios.
• Conservative investors might consider starting with 60%+ of your portfolio allocated to bonds/cash and then allocating the remaining balance as indicated in the model portfolios.

www.eztracker401k.com/etfbonds

How Does EZTracker ETF work?

EZTrackerETF works just like EZTracker 401k. Every month we update the six ETF model portfolios, give you performance data on 250 ETFs, an overview of the current market, and timely investment information. As a subscriber you can follow one of the model portfolios or you can use our data to construct your own portfolio.

On the last Sunday of each month well send you an e-mail announcing the new issue of EZTrackerETF. Download your copy and update your portfolio. Its that easy. We provide simple instructions and a free Help Hotline (609-602-5071) to get you started — and to keep you on track.

Our Philosophy

By evaluating the performance of 250 ETFs and upgrading monthly, EZTracker follows the market leadership. EZTrackers monthly updating is, in effect, another form of diversification and a method for moving assets incrementally. Our goal is to deliver long-term superior results by seeking out the best performance that reflects current market conditions.