Greetings,

My name is Jeffrey Smith, and I am a real estate entrepreneur. Have you ever wondered how some folks can be super successful in real estate, while others are just barely earn a living and often fail to reach their full potential? Ive seen many house flippers make fundamental mistakes and go out of business, while others seem to have that golden touch! Ive spent the last few years digging deeply into learning about successful real estate entrepreneurs.

A very successful real estate investor told me this a few years ago, and Ive never forgotten it:

You can earn a living as a real estate broker, but you can only create wealth and true financial freedom by investing in real estate.

Whether houses, apartment buildings, offices, warehouses, mobile homes, or anything else that stands on the ground and keeps the rain off of you, there really is a success formula for creating wealth and financial freedom!

Is your real estate business stuck in neutral? You cant seem to crack the code for how to grow your cash flow and net worth each and every year? Has the so-called bad economy scared you away from real estate?

Maybe you are wholesaling contracts or renovating houses for resale? Are you following a systematic, realistic process for creating wealth? Or are you clueless and just wandering about, looking for any dilapidated house and hoping that you can flip it to someone who is more clueless? Maybe you know some folks who tried once or twice, lost their shirts and vowed never again to try to escape from the RAT RACE of a job they hate?

Are you tired of real estate guru promises of easy fortunes with no cash, no credit, and no work? Have you tried their phony seminars, bootcamps, mentoring and coaching, and you still cant crack the code . Ive seen young couples with small children, struggling paycheck to paycheck, who waste their hard-earned money on useless up-sell seminars. The first seminar is free and it teaches them how to increase their debt limit on their credit card, just so they can buy whatever junk is being sold at the back of the cheap hotel meeting room. They tell very inspiring stories like, 22 year old man, Joe Slow, earns $10,000 payday with only 12 minutes of his spare time wholesaling a contract! Thats NONSENSE!

To earn paydays like that, you must have a repeatable business process that leverages a professional power team. Money doesnt fall out of the sky just because you want it! The truly successful World Class Wealth Creator uses step-by-step systems and procedures in their real estate entrepreneurial enterprise. They transact to deliver value in exchange for money.

WORLD CLASS WEALTH CREATORS

Ive studied the ultra successful. Ive learned from the true masters. There are so many ways to create wealth through real estate, and its more than just making low-ball offers and getting the deal. The World Class Wealth Creators create prosperity by delivering to society quality products and services.

True wealth comes to the World Class Wealth Creator as a side effect of creating prosperity for society. In a free society, anyone can be a World Class Wealth Creator. There is a fundamental secret to becoming a World Class Wealth Creator. The secret is incredibly obvious, yet nobody seems to focus on it. It all distills down to this:

DECIDE that you ARE a World Class Wealth Creator.

Do what the World Class Wealth Creators do.

Then youll have what the World Class Wealth Creators have.

I can hear you saying, Yeah, right! I wasnt born with a silver spoon in my mouth!

Remember this: I was NOT born with a silver spoon. I am just a grade C average high school graduate who is self-educated about financial literacy and wealth creation. Ive worked very hard to learn the open secret about wealth creation. Yes, its an OPEN SECRET. Its out there, everywhere. SUCCESS LEAVES CLUES!

ITS ABOUT SOLVING PROBLEMS

World Class Wealth Creators are exceptionally driven, focused, and obsessed with creating wealth. Money is just the side effect of delivering to society quality products and services that increase prosperity for everyone. You can choose to be the next Apple Computer (creating products) or the next Federal Express (providing delivery services), or the next Donald Trump (constructing exquisite commercial and residential real estate). Just be sure that your choice SOLVES BIG PROBLEMS for as MANY PEOPLE as possible.

Consider this: Every night there are hundreds of infomercials on television selling all kinds gadgets that SOLVE PROBLEMS at the right price. These gadgets solve simple problems that millions of people have in common. Whether it is dog grooming, power washing your car, boiling eggs, or whatever, the fact is that hundreds of thousands of people buy these products. They see greater value in having that product compared to the price of that product. If you can deliver more value than the price you are receiving, then you are a World Class Wealth Creator.

Now apply that idea to real estate. Real estate has been around literally since rocks, dirt and caves were invented; long before the iPod, iPhone, iPad, iEtc, and the Ford Model T car. Real estate SOLVES BIG PROBLEMS for BILLIONS OF PEOPLE. Just keeping the wind, rain and snow off of you and your stuff is reason enough to pay for a roof over your head. Both residential and commercial real estate exist because it SOLVES BIG PROBLEMS for BILLIONS OF PEOPLE.

Maybe you dont want to be the next Donald Trump, but you would be thrilled to have more money coming in than going out. Well my friend, guess what? Thats the DEFINITION OF WEALTH! More passive income than expenses. Let me put a very fine point on it: More PASSIVE INCOME than EXPENSES. Being rich is measured in dollars in your bank account. Being wealthy is measured by the time that you can continue to pay your expenses from your passive income. When you have more passive income than expenses, you are wealthy.

ASSETS AND LIABILITIES

An asset makes money for you. A liability takes money from you. Are you working hard to earn money, then spending that money on liabilities or investing that money in assets? The best assets, in my humble opinion, are tax-sheltered passive income cash flow assets. Rental income properties, both small and large, are tax-sheltered passive income cash flow assets. Everyone wants a roof over their head.

Most of the great fortunes through-out history were created from income properties. Wealthy people acquire assets and then they use those assets to buy the liabilities (toys) that they want. So, they get more money coming into their bank account from their assets than they are spending on their liabilites. They are paying themselves to acquire toys with passive income! The very cool thing about this is that everyone can choose to be wealthy by acquiring passive income.

ACTIVE INCOME VERSUS PASSIVE INCOME

Whats passive income? Its income that comes into your bank account, while you sleep, while you play, while you live your life to the fullest! How can you get that kind of passive income? The World Class Wealth Creators build or buy passive income cash flow assets by leveraging OTHER PEOPLES MONEY, TIME and RESOURCES.

The difference between active income and passive income is simply this: When you stop working on your active income, that income stops. When you stop working on your passive income, your passive income continues. Lose your job and your paycheck (active income) stops, but not your passive income! World Class Wealth Creators create active income and then convert their active income into passive income (cash flow assets).

But I dont have the time! (whinesniffles)

Would you like some cheese and crackers to go with your whine? Just stop it right now! You have the same 24 hours per day as the World Class have. You can leverage other peoples time, as well as their money and resources. You can work a full time job and create your financial freedom by leveraging other peoples money, time and resources.

You would be very surprised at how much more time you have just by turning off the video games, the TV, the social media devices and websites, and email chatter. Just 2 hours of TV per weekday costs you 10 hours of productivity per week. Think about all of your time that is lost from unproductive and counter-productive social media, video games, and TV? Theres a time and place for everything, so clear away the non-productive distractions in your life. Learn to budget your time as well to budget your finances just like the World Class Wealth Creators have budgets and timeframes for everything they do.

When you learn to reprogram your thinking to emulate World Class Wealth Creators. then you will have the financial freedom to spend your limited time on this Earth however you want, with whomever you want, whenever you want. You simply need a Paradigm Shift in your thinking to trade other peoples money, time and resources instead of your own money, time and resources to create wealth and your financial freedom.

THE PARADIGM SHIFT

So what if you werent born with a silver spoon? Chances are that you know someone who knows someone that has a silver spoon, either born with it or they earned it by building or buying assets. I can teach you the simple question to ask anyone that unlocks all the money you need from PRIVATE FINANCIERS to finance your World Class Wealth Creation business!

Sure, you know that wholesaling and rehabbing houses can make a lot of money, but when you stop working that business your income also stops. Are you unsure how wholesaling or house flipping can unlock unlimited wealth creation and financial freedom. How can you turn, say, a $6,000 contract assignment fee (active income) into $33,000 per month of tax-sheltered passive income.

It all starts with a paradigm shift in your thinking. Stop thinking in terms of trading your time for a paycheck. Instead, think in terms of solving more problems for more people. After you reprogram your thinking. then become an expert in your chosen profession.

Let me give you a brief example of how your thinking affects your reality. I watched a 1-hour documentary television show. It was about a middle class couple who decided to try living on minimum wage jobs for 30 days. They started with minimum cash of about $1,000. Their first major expense was renting an apartment for $500 for 1 month. Half of their nest egg was instantly gone, and they had to sleep on the stained carpet in a cold, bug-infested vacant apartment (Ive been there and done that!). They got minimum wage jobs. She got a job serving coffee at Starbucks. He got a job as a day laborer, sharing a ride with another laborer in a very old, beat-up clunker car. They both worked very hard for very meager paychecks, after the government took its whopping taxes.

They were literally counting their pennies each day to decide how much to spend on food. After two weeks, they found a charity that was donating furniture to the needy. So they got a few chairs and a small table. Then they both got sick and injured, and they had to find limited health care at free clinics. By the end of the month, they had blown their budget with frivolous spending and unexpected medical costs, and they had no way to pay the next months rent. Fortunately for them, that was the end of their experiment of living on minimum wage.

It was a very touching story about the plight of the working poor, but the producers missed a very important point. At the end of the 30 days, they chose to go back to their middle class lifestyle. How can someone just choose to leave a minimum wage life and upgrade to the middle class? How can someone choose to upgrade from middle class to world class. Its quite simple to explain, but quite difficult for most folks to grasp. You must reprogram your thinking to a new reality that matches your chosen profession and lifestyle. Then educate yourself about your chosen profession. Remember, I said SUCCESS LEAVES CLUES . Learn how successful people achieved their success by learning what they learned, then applying that acquired knowledge to achieve the same success.

FINANCIAL FREEDOM REQUIRES EDUCATION

Is it really that simple? There is more educational information available through the internet than our civilization can absorb. You can go to a public library and get free access to the internet (and to the books, of course). You can use their free computers and save your work on an inexpensive thumb drive that you plug into the computer. You can learn for free at a public library how to use Microsoft Word and Excel from online tutorials, and you can save your work on a cheap thumb drive to take home.

Many employers have entry level training programs that actually pay people to learn trade skills. Or you can offer to work as a part-time intern for free to learn the business from inside.

So dont tell me that you cannot become an expert for lack of education. Education is available and much of it is free or very inexpensive. You can do this incrementally in baby steps if necessary. Decide how high you want to go in your life, then write a roadmap for your success. and then JUST DO IT.

The other part of the equation is having a passion for your chosen profession. If you dont love your chosen profession, then youll live a life of quiet misery, yearning for something better. It doesnt have to be that way!

CHOOSE FINANCIAL FREEDOM

As Donald Trump often says, You must love what you do . That means whatever you do for a living, you must love doing that. It does NOT mean do what you love. I love eating chocolate, but I cannot earn a decent living eating chocolate. I love real estate finance, and that is a profession with literally no upper limits on income. I am crunching the money numbers on a spreadsheet in the comfort of my office, and then organizing my team of professionals to do what they do best. I dont wield a paint brush nor swing a hammer. I factor in the costs to hire other people to do that work.

Yes, there are problems when managing people and projects. If you are alive, then you will have problems. Financial Freedom doesnt eliminate your lifes problems, it just makes the problems easier to manage and easier to solve.

When you are financially free, most of your lifes problems can be solved by writing a check. Your most common problem is having too much money. How to spend it, how to invest it, how to donate it? Would you like to have the kind of problems that come with having too much money or too little money? Just choose!

My passion is for real estate finance, because in every transaction there are 3 parties:

The Buyer.

The Seller.

The Financier.

Often, the Buyer is also the Financier for small transactions. For larger transactions, there is always a Financier that facilitates the transaction, like a lender or an equity participant. This is true for every industry.

I chose real estate, and specifically residential (small and large) rental income properties, because that is how I can express my love of real estate finance. I cant wield a paint brush or swing a hammer for construction, but I know how to hire people who are experts at construction.

I want to build a business where I am as close to the money as possible. I dont want to grow and harvest potatoes. I dont want to be a car mechanic. I dont want to hire highschool drop outs to flip hamburgers. I dont want to sell products that are made in Asia by child labor. I cant be an entertainer, because I dance with two left feet and I sing like a frog. That means I need a business model that lets me organize a team of professionals to do what they do best and for me to be as close to the money as possible.

I want the money to flow through my hands, figuratively speaking, between the buyer and the seller. I want to step into the money stream and divert some of it into my bank account while adding value for my clients.

I want to operate my business from the comfort of my home office. and that business model lets me step into a money stream between a buyer and a seller. I only choose transactions that I can add value and I am paid fairly for that added value. Thats very close to the money and its where I want to be. I can wheel and deal across the country with my phone, FAX, email and internet connection.

In my humble opinion, expertise in real estate finance is the surest and quickest way to financial freedom by leveraging OTHER PEOPLES MONEY, TIME and RESOURCES. The ultimate leverage is building a business that you organize a team of professionals to create wealth by delivering to society quality products and services. You are providing gainful employment to many people and creating wealth, which translates into prosperity for society. You can choose to be an expert in real estate.

To be an expert in real estate, first learn the fundamentals about real estate finance, especially about the various kinds of leverage. You wont believe how many commercial real estate brokers CCIM (Certified Commercial Investment Member) I encounter every day that dont understand fundamental financial analysis. I clear away all of the empirical guesswork, and show you very simple math how to calculate capitalization rate, gross return on equity (also called the cash on cash return), and your true leverage that no CCIM has yet to explain to my satisfaction.

I will give you a hint right now, The capitalization rate is determined by the cost and structure of available financing, and NOT by comparable sales. If you dont know what Im talking about, dont worry. I teach the concepts that you need to calculate the value of an income stream. I teach the exact mathematical formulae to calculate your required capitalization rate based solely on the cost and structure of financing. Once you know your required CAP rate, then you can go shopping for income properties that meet or exceed that CAP rate. I explain it very easily with clear mathematical formulae and examples.

Dont worry about the math! I simplify all of it down to the bare essentials, and I put it into a set of spreadsheets for you! Or you can plug my formulae into your own spreadsheets! Then you just plug in the numbers and instantly see the answer. After you learn how to run the numbers, then youll learn very creative ways to step into the money stream that is flowing between buyer and seller.

THE MAGIC BOX

Think about this: Suppose you had a magic box with 2 slots. Whatever amount of dollars that you put into slot #1, slot #2 pumps out twice that many dollars! You put $1 in slot #1, and then slot #2 pumps out $2. Now suppose that everytime slot #2 pumps out dollars, you put all of those dollars back into slot #1? Suppose you put in $1,000 and got back $2,000? If you recycled those dollars 10 times, your $1,000 would grow to over $1,000,000!

That magic box is called Pyramid Equity . This is not a pyramid scheme . Pyramid Equity is about leveraging your created equity into more created equity. There are mathematical formulae for investing for doubling your equity in a safe way to minimize risk and maximize profits, while delivering value to society. With a business plan that is focused on pyramiding your equity and a strong work ethic. you can reasonably retire in 2 or 3 years with strong passive income. From there, you can leverage your passive income to generate more passive income. Just think how that would affect your family tree for generations to come!

Now what if that magic box sometimes doesnt pump out any dollars? Sometimes a real estate project will fail due to circumstances beyond your control. I show the exact mathematical formulae to reduce your risk of losing money. In the event of a failure, you will still show a real profit and you can continue to build your business for your financial freedom. Without the fear of failure holding you back. and with the right pyramid equity investment structure, combined with your prudent judgment and skill, you can achieve financial freedom and retire in 2 or 3 years.

And heres the really great thing about building a business, instead of running a business: You learn how to leverage OTHER PEOPLES MONEY, TIME and RESOURCES. You can keep your day job, while you build your business, because other people are working for you as independent contractors to create wealth for you.

LASER-FOCUSED KNOWLEDGE

Youve tried the phony real estate guru junk. You want real, practical information. No more gimmicks, games, or nonsense! You want laser-focused knowledge and a business plan that spells out what you must know and how to apply that knowledge.

Alright, I hear you! Ive spent tons of money and hundreds of hours developing this informational product. It is designed specifically to get you out of the rat race in 2 or 3 years, while leveraging a professional power team. This product is both a business plan and a reference manual.

I will teach you:

The mathematical formulae how to pyramid your equity safely to minimize risk and maximum profits. Remember the magic box: Put $1 in, get $2 out.

How to calculate the right offer price for a rehab project to be sure that you and your private financiers get paid.