Instructions

Take your most recent 401k statement and review it carefully. The statement should include your starting balance, the amount of any contributions made by yourself and your employer, and the ending balance.

Divide that gain by the starting balance to get the percentage return on your investment during the time period in question. For instance, if your starting balance was $15,000, the combined contributions between yourself and your employer were $1,500 and the ending balance was $20,000, your gain is $3,500. When you divide that $3,500 by the starting balance of $15,000 (and multiply by 100 to put it in a percent format), the result is just over 23 percent.

References

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