First Time Gold Buyer?

With precious metals being a new assets class for investors there are a lot of questions for first time buyers. Regal Assets is committed to helping investors enter the precious metals market with complete clarity of the precious metal markets. For many investors purchasing precious metals is vital part of an investment portfolio and we want to make sure all of the important questions are answered before the big decision is made.

Why Invest In Gold

HOW DOES THE PROCESS OF ROLLING OVER MY RETIREMENT ACCOUNT INTO PHYSICAL PRECIOUS METALS WORK?

It is very simple we will setup a self-directed IRA for you. Once your IRA account is setup with your new custodian our retirement account team will work with your current custodian in transferring over the appropriate funds into your new precious metals IRA. Once the funds arrive safely you can purchase the precious metals you desire. Our retirement account team will do all the hard work for you and only require one online form to be filled out to get the process started.

ARE THERE ANY TAX PENALTIES FOR MOVING AN EXISTING RETIREMENT ACCOUNT INTO PHYSICAL PRECIOUS METALS?

There are absolutely no tax ramifications or penalties for taking an existing retirement plan and moving it into physical precious metals. The process used is commonly referred to as a rollover or transfer and with this process you will not incur any tax ramifications or penalties on your existing retirement account.

HOW DO I KNOW IF I CAN ROLL OVER MY EXISTING RETIREMENT ACCOUNT INTO PHYSICAL PRECIOUS METALS?

It is very simple; any IRA whether it is a Traditional or ROTH can be rolled over successfully into physical precious metals. 401(k) retirement accounts are a little more complicated and your eligibility depends on if you are still employed by the same company or if you have an old 401(k) from a previous employer. If you have an old 401(k) from a previous employer it is very easy to roll over into physical precious metals. If you have an existing 401(k) with a current employer you may have challenges rolling over your plan into physical precious metals. For all other retirement plans or if you are unsure about your account you can call and speak with one of the experts to see if you plan is eligible to roll over into physical precious metals.

“CAN I STORE THE PRECIOUS METALS IN MY RETIREMENT ACCOUNT AT MY HOUSE?”

Unfortunately not. The government sees precious metals as cash since they can be liquidated anywhere in the world with ease. All precious metal retirement accounts are held in a private depository of your choice that you can visit in person anytime you please. While precious metals are being stored for your retirement account they are fully insured by the Lloyds of London.

DO I OWN THE PRECIOUS METALS IN MY RETIREMENT ACCOUNT AND CAN I GET POSESSION OF THEM AT ANYTIME?

Yes to both. You absolutely own the precious metals in your retirement account and can receive them in your hand at any time. For all retirement accounts storage is completely segregated and all metals are allocated. Allocated storage of precious metals is the best way to store gold, silver, platinum and palladium because you are the direct owner of the precious metals, not Regal Assets or any other third-party. Regal Assets has no ownership interest in your precious metals and your receipt is your title to the precious metals owned and stored on your behalf. It is important to know that the government considers physical precious metals as cash and if you were to receive them in hand you would have to pay the appropriate taxes on your account, and if you cashed out before the age of 59 ½ you would incur additional penalties. To avoid all of this from happening your precious metals are held in a government approved depository of your choice and when the proper time comes they can be delivered to your front door.

“DO I HAVE TO PAY ANY ADDITIONAL FEES ON THE PRICE I AM QUOTED?”