For years we have been told to be patient investors. Sock some money in a mutual fund. Buy large cap stocks for security. Invest in a no load mutual fund. Or, better yet, just put your retirement 401k and IRA monies in an S&P fund or bonds and don’t think anymore about it.

For many of you. Stock Investing Probably Has Not Worked Out Like You Thought.

Even over the last 50 years the total return has been about 7%.

With inflation at an average of 3%, you may have earned 4%, but that’s only if you kept your money in the market for 50 years.

That’s because times have changed and we no longer live in the same world. The world where you can blindly put aside money in a retirement account without paying attention to it no longer exists. You now have to pay attention to the trends and invest accordingly, or find an investing method that provides safety.

You have to really think outside the box or be a ROGUE investor.

That’s why I’ve been investing in tax liens for over 10 years. If you are looking for a safe investment, backed by an asset and controlled by a government process that is very secure, then tax lien certificates are for you.

If you are looking for constant returns with government-mandated interest rates starting at 10% and going up to 36% per year with some states even guaranteeing flat interest rates that you can earn in a month or less, resulting in astounding returns of up to 240% on an annual basis, again, tax lien certificates are for you.

TAX LIEN CERTIFICATES

Welcome to the tax lien process and how you can earn huge investment returns from this little known investing strategy that is controlled by the local government and backed by real estate.

The collection of property taxes is a huge priority in every county in the United States.  Literally, if a county cannot collect property taxes, it will go broke.

To make sure this doesn’t happen, in tax lien states, the county places a lien on any property with delinquent property taxes and sells the debt to investors.  This creates a win-win situation for everyone: the county gets its money, delinquent property tax owners get a little extra time to pay their overdue property taxes, and investors get a low risk, high return investment.

How high is the rate of return on tax lien certificates?

• Arizona: tax liens pay an annual return of 16%.
• Illinois: tax liens yield 18% for only 6 months. that’s 36% per year.
• Indiana: tax liens pay out a flat fee of 10% for the first 6 months or 15% for the second 6 months.   On an annual basis, your return could be an amazing 120%.
• Florida: tax liens pay 18% per year; with a 5% investor guarantee, on an annualized basis your return can be an impressive 60%.
• Iowa: tax lien certificates pay an annual return of 24%.

What’s also exciting is that many counties across the U.S. like Maricopa County, are holding their sales on the internet rather than at the courthouse, making travel expenses and time away from home a thing of the past.

More liens are available for purchase online and by mail.

Florida is another state where many of the counties are conducting their tax lien certificate sales online. And certificates that remain unsold are later available for purchase through the mail from the county, with the buyer receiving the full state-mandated annual interest rate of 18 PERCENT.

You may wonder whether this investment strategy is out of your reach.

It’s NOT!

You also do not need to be a U.S. citizen to invest. If you live outside the country, you can either apply for a tax identification number from the federal Internal Revenue Service, or set up a U.S. company to invest for you.

What makes tax lien certificate investing SAFE is that the sales are governed by state law and conducted by the tax collecting jurisdiction (typically the county), and your investment is backed by real estate. What do I mean by this? Well, if the property owner pays his/her taxes plus interest due to the county within the time allowed following the sale (the redemption period), then the county receives its property taxes and you receive your money back plus interest. If the property owner does not pay his/her taxes plus interest back within the redemption period, then the county keeps your invested money and you can foreclose on the property. In all but two states, the MORTGAGE IS WIPED OUT through the tax foreclosure process.

Stop here for just a second and contemplate this.

You will either get a solid return on your investment

or you will own the property.

Rogue Investor member Vicki S. was excited when her $1200 tax lien certificate turned into a $50,000 cash flow property.   Vicki purchased a tax lien for $1200 at a Missouri tax lien sale in 2007. She held the lien for one year and then took ownership of a $50,000, 2-bedroom, income producing house for under $2,000, with taxes and legal fees. She now has a mortgage free, cash-flow property that is making her $6,000 per year ($500/month) and she only paid a total of $2,000.

Here are some other examples:

• At an Iowa tax lien sale, I purchased several liens and earned the full 24% interest.
• In Nebraska, I purchased several liens and earned 14% interest.
• At the Sedona Tax Lien Sale my tax lien class averaged 14% interest at an internet tax lien sale. All research was done online with no travel.

If you are now thinking that tax lien certificates are a great, undiscovered real estate investing secret, welcome to tax deed sales.

TAX DEEDS

Instead of placing a lien on a property with delinquent taxes, counties in some states foreclose on the properties and sell the property for literally only the taxes owed to investors.

You can buy incredible properties at tax deed sales for 50%, 75%, or more than 90% below market value. The process is similar to buying a mortgage foreclosure property, except that the bidding normally starts at only the taxes owed.

And here’s a little known secret.  In states like Texas, Georgia, Delaware and Rhode Island, tax deeds carry a right of redemption bearing an interest rate penalty that can be as high as 25%.  This means you get the full interest rate even if the tax deed is redeemed right after the sale, giving you annual returns as high as 300% per year.

• Georgia offers a redemption fee to investors of 20%, if redeemed within one year. If the property owner redeems in one month, your effective annual interest rate is a stunning 240%.
• Texas offers a redemption fee to investors of 25% f or most properties, when redeemed within 6 months. If the property owner redeems in one month, your effective annual interest rate is an incredible 300%.
• Delaware offers a redemption fee to investors of 15%. If the property owner redeems in one month, your effective annual interest rate is a spectacular 180%.

Success in life is often about finding hidden opportunities before everyone else, and tax deed sales are definitely a hidden investment opportunity.

Even if you have a limited budget, you can purchase tax liens or deeds for as little as $50 to $200. For example, at a recent tax deed sale near Kansas City, I purchased a commercial property for only $150. Yes, that is correct. Only $150.

Here are some other examples of successful tax deed investments:

• In Austin, Texas, Rogue Investor member Roanna and two partners met at our annual Tax Deed Workshop, formed a joint venture and purchased a tax deed in Austin for approximately $40,000 that is worth $120,000 and is close to the downtown growth corridor. Yes, that is correct, 50% off even in booming Austin.

Historically, investing in real estate has been the basis of all wealth. Andrew Carnegie summed it up: 90% of all millionaires have made it through real estate. When you study the facts in this economy, investing in tax liens and tax deeds is one of the safest and quickest ways to make your fortune!

You do not need a special license to invest in tax liens or tax deeds. The sales are open to the general public. Even non-U.S. residents can invest. All you need is a tax identification number or EIN for your company. It’s that simple.

I can show you how to easily get a tax I.D. number.

And if you are intimidated by the thought of attending a public auction, or don’t want to take time off from your daily life to travel to an auction (and pay the travel expenses), don’t let that stop you from investing in tax lien certificates or tax deeds. Many counties in states like Arizona, California, Colorado, Florida, Indiana, and Colorado are now conducting their sales on the Internet, and this trend is only likely to continue. If you have ever purchased an item on eBay, you already know how to maneuver an online auction.

It’s as easy as eBay!

Alternatively, you can purchase tax lien certificates and even tax deeds that were not sold at the original tax sale through the mail, usually with no competitive bidding, in Alabama, Arizona, Florida, Texas and 12 other states. For tax liens, that means you get the full interest rate allowed by state law. And for tax deeds, that often means you can get the property for only the taxes owed.

HOW DO YOU GET STARTED?

The ROGUE INVESTOR COLLECTION EBOOK. totaling 889 pages, is the most comprehensive, up-to-date tax lien and tax deed investing resource on the planet. Why the name Rogue? Because when you become a Rogue Investor member you are unique. Your are breaking away from the crowd toward the financial finish.

Here is what you will receive.

1. Rogue Investor Collection eBook: You will be able to immediately download the Collection in pdf format with the instructions you receive in your invoice.

The Collection includes over 800 pages on tax lien and tax deed investing information, including:

• Detailed information on every state that sells tax liens or tax deeds, including specific county information
• Comprehensive information on Canadian tax sales
• A detailed description of the tax lien/tax deed investing process
• Tax lien/tax deed investing methods, techniques and tips 
• Tax sale procedures and rates of return for each state
• Links to county websites that sell tax liens and tax deeds
• Auction dates and procedures for every state, including online tax sale auctions
• Sale dates and procedures for every Canadian province that sells tax deeds
• Detailed information on specific tax sale procedures in almost 200 of the most populated counties in the United States
• A proprietary ranking system so you can decide which states are best for investing
• The states that offer the highest potential for property ownership 
• A detailed and practical field guide to purchasing tax liens and tax deeds that takes you through every step of the process including:
• How you can find properties in any situation from the information included on tax sales lists
• How you can easily research outstanding liens, titles and other legal issues at the court house
• How you can quickly determine the value of any property
• Tips for how you should bid at an auction 
• Frequently asked tax lien questions and answers, and
• How to avoid potential problems. 

Some tax sale products will try and sell you a separate manual for each state.