1- Includes 0.1% in Community Reinvestment Fund (CRF) bonds (non-agency MBS).

2- Includes 1.4% in Alternative Minimum Tax bonds and 0.4% in Tax-Exempt municipal bonds.

3 — Other: 1.2% in U.S. Government and 0.4% in U.S. Credit.

4 — Excludes cash equivalents. Government/Agency includes mortgage-backed and asset-backed securities that are issued by the U.S. Government and government agencies. All rated securities are rated by S&P, Moodys, and/or Fitch. If a security is rated by more than one of these organizations, the lowest rating assigned is shown. Ratings are measured on a scale that generally ranges from AAA (highest) to D (lowest).

Portfolio data obtained from BondEdge. Risk measured obtained from eVestment Alliance.

Community Capital Management, Inc. is a Florida-based investment adviser registered with the Securities and Exchange Commission under the Investment Advisers Act of 1940. The Core Fixed Income Composite is comprised of all actively managed fixed income accounts managed by Community Capital Management that invest mainly in investment grade securities with community development as the primary purpose. The Composite assets as of December 31, 2014 were $1.9 billion, which represented 95.1% of the firms total assets. Returns are calculated in U.S. dollars. Community Capital Management has received a firm-wide GIPS Verification for the period August 30, 1999 through September 30, 2014. In addition, the Core Fixed Income Composite has received a Performance Examination for the same time period. Community Capital Management claims compliance with the Global Investment Performance Standards (GIPS).

To receive a complete list and description of Community Capital Managements composites and/or a presentation that adheres to the GIPS standards, contact Alyssa Greenspan, CFA at 877.272.1977 or agreenspan@ccmfixedincome.com, or write Community Capital Management: 2500 Weston Road, Suite 101, Weston, Florida 33331. The Core Fixed Income Composite changed names to the Intermediate Fixed Income Composite on June 30, 2014. The reason for the name change was to better reflect the types of securities in the Composite. Benchmark returns are not covered by the report of independent verifiers.

Past performance does not guarantee future results. This performance report should not be construed as a recommendation to purchase or sell any particular securities held in composite accounts. Market conditions can vary widely over time and can result in a loss of portfolio value. The results portrayed included the reinvestment of dividends, interests and other earnings.