Unit trusts investment  is an ideal way for conservative financiers to invest in their financial future.  Many investors have a degree of disposable income that they can use to secure their financial futures, but haven’t been exposed to the world of stocks and investments. There are often people who are aware that investing is important, but feel their lack of experience in the market means they aren’t able to make informed decisions with regard to financial matters. Unit trust investments are perfect for people who are not interested in investigating and analysing market climates on their own.

In order to effectively maintain a portfolio of stocks in the share market, prospective investors should either keep themselves up-to-date with current market information or find a trusted source for financial advice and direction. By investing through Investonline.co.za, you can trust our specialists who are better equipped and possess a wealth of experience to aid you in achieving financial success. Contact Investonline.co.za  and find out how you can minimise financial risk by employing the use of a professional fund manager.

Five benefits of unit trust investment

There are a number of benefits to having specialist assistance from a financial management vendor such as Investonline.co.za:

1. Diversification –  Most conservative shareholders don’t have the amount of money it takes to buy a wide range of shares. By investing in unit trusts, these buyers can own segments of a portfolio that comprises many ventures. This minimises risk, as the unit trust investors are protected from volatility through the increased number, and wider range of stocks available in the portfolio.
2. Quick access to money –  Most shareholders want to invest in funds that possess the convenience of allowing them to draw money out again should they need to do so at short notice. Buying a unit that you cannot easily or quickly sell poses a risk should you suddenly be in need of finance. Ideally, an investment that can be easily liquefied and cashed out within a short space of time is the best avenue for those who may need to access the funds in an emergency.
3. Professional management –  People who put their funds in unit trusts usually get the additional service of a professional financial manager. At Investonline.co.za these specialists are trained and highly experienced in their field. Their expertise ensures that the decisions they make are structured and follow intelligent principals. Financial managers are unlikely to make rushed, uninformed choices, a trait that is highly common in people who invest directly in the stock markets. In the long term, the expertise of a qualified financial manager, who provides guidance and advice, can assist the depositor in generating favourable returns that would otherwise be difficult to generate.
4. Investment exposure –  As a conservative investor, it’s sometimes difficult to buy shares in a particular company by yourself. It’s also impossible for you to invest  in real estate, international securities and corporate bonds that would cost a few hundred thousand, if not millions of rands. Unit trust schemes make all of these possible for you. Rather than having to purchase the whole share, unit trust plans make a small portion available. This is usually based on the amount that clients are planning to invest. You can therefore tailor the amount of your investment according to the amount of money you have at your disposal.
5. Investment costs -  If you buy shares directly from the stock market, you’re required to pay transaction costs such as broker commissions. In terms of percentages, this is higher than the amount paid by large institutional investors, such as the fund managers of unit trusts. Managers typically invest a large amount, which allows them to get access to institutional rates of return. As a small depositor, you don’t benefit from these reduced rates if you invest direct.

For individuals with conservative finances, unit trust investments are the way to go. Contact Investonline.co.za  to secure your financial future today with the aid of an experienced financial manager.

3A%2F%2F0.gravatar.com%2Favatar%2Fad516503a11cd5ca435acc9bb6523536%3Fs%3D80&r=G /%