Vanguard Target Retirement 2025 Fund (VTTVX)

The 2025 fund invests in four Vanguard index funds, holding approximately 70% of assets in equities and 30% in bonds. You may wish to consider this fund if you’re planning to retire between 2023 and 2027.

Portfolio. Fund total net assets is amount of $20.0 billion. Vanguard Target Retirement 2025 Fund seeks to provide capital appreciation and current income consistent with its current asset allocation. Fund’s assets allocation is next: 70.84% stocks, 29.11% bonds, 0.05% short-term reserves.

Conditions. Minimum initial investment in VTTVX is $1000, and an expense ratio is 0.17%.

Performance. The fund has returned 18.81 percent over the past year, 11.85 percent over the past three years, and 4.29 percent over the past five years.

Fidelity Contrafund (FCNTX)

The fund focuses on securities of companies whose value FMR believes is not fully recognized by the public. Investing in either ‘growth’ stocks or ‘value’ stocks or both. Normally investing primarily in common stocks. Fund’s manager William Danoff (since 09/17/1990) has bear-market energy and above the average bull-market force. He is quite deliberate manager who is inclined to share risks. Mr. Danoff invests in securities that he thinks are undervalued by investors.

The top ten holdings are Google, Berkshire Hathaway, Coca Cola, Apple, Wells Fargo, McDonalds, Disney (Walt), TJX Companies, Noble Energy, Biogen Idec, Visa. Minimum initial investment in Fidelity New Markets Income fund is $2,500 and an expense ratio is 0.74%. The fund returned 10.41% in the last one year period.

Vanguard Target Retirement 2030 Fund (VTHRX)

The 2030 fund invests in four Vanguard index funds, holding approximately 80% of assets in equities and 20% in bonds. You may wish to consider this fund if you’re planning to retire between 2028 and 2032.

Portfolio. Fund total net assets is amount of $16.9 billion. Vanguard Target Retirement 2030 Fund seeks to provide capital appreciation and current income consistent with its current asset allocation. Fund’s assets allocation is next: 78.25% stocks, 21.67% bonds, 0.08% short-term reserves.

Conditions. Minimum initial investment in VTHRX is $1000, and an expense ratio is 0.17%.

Performance. The fund has returned 20.93 percent over the past year, 12.54 percent over the past three years, and 4.09 percent over the past five years.

Fidelity Focused Stock Fund (FTQGX)

Fund manager Stephen DuFour (since 03/01/2007) invests in 30 to 80 stocks of mainly large-cap growth and value companies. The fund may have additional volatility because it can invest a significant portion of assets in securities of a small number of individual issuers.

The top ten holdings are Canadian Pac Railway, Google, Eastman Chemical, Citigroup, Cabot Oil, MasterCard, Discovery Communications, Pioneer Natural Resources, Pultegroup, Ameriprise Financial. The Fidelity Focused Stock Fund has a minimum initial investment of $2,500 and an expense ratio of 0.93%. The fund returned 13.54 % over the last one year period.

Vanguard Target Retirement 2035 Fund (VTTHX)

The 2035 fund invests in four Vanguard index funds, holding approximately 85% of assets in equities and 15% in bonds. You may wish to consider this fund if you’re planning to retire between 2033 and 2037.

Portfolio. Fund total net assets is amount of $18.3 billion. Vanguard Target Retirement 2035 Fund seeks to provide capital appreciation and current income consistent with its current asset allocation. Fund’s assets allocation is next: 85.6% stocks, 14.33% bonds, 0.07% short-term reserves.

Conditions. Minimum initial investment in VTTHX is $1000, and an expense ratio is 0.17%.

Performance. The fund has returned 22.89 percent over the past year, 13.19 percent over the past three years, and 4.06 percent over the past five years.

Fidelity Low-Priced Stock Fund (FLPSX)

Senior fund manager Joel Tillinghast (since 12/27/1989) invests in low-priced stocks (those priced at or below $35 per share), which can lead to investments in small and medium-sized companies. Investing in either growth or value stocks or both. Normally investing primarily in common stocks.