Best Gold IRA Company Reviews

Post on: 17 Май, 2015 No Comment

Best Gold IRA Company Reviews

Welcome To Gold IRA Sources! In here, we have everything you need to make your Gold IRA investment decisions a lot easier as you begin to plan and research for your financial future.

Important Factors For Choosing A Trusted Gold IRA Company

The problem you may be frustrated about is to search for the right company to seek help from and make that informed decision to rollover your IRA or 401k to a Gold or Silver IRA. Well, there are several factors to determine whether a particular company is trustworthy and reputable. With these factors in mind while doing your research with the resources we provide here, you will be able to have a better judgment which precious metal company to work with.

Track Record

As you read some of our comprehensive reviews, you will realize we have provided links and insights from some of the commonly seen rating sites for financial services to gauge how the company fares. Better Business Bureau (BBB) and Business Consumer Alliance (BCA) are two commonly used rating sites for our reviews here. Some of the considerations they use to rate a financial company is to check the number of complaints made in history with BBB, background information, failure in addressing complaints and time in business. Of course, a company with excellent track records such as A+ in their ratings are worth noting. BBB has a rating scheme from A+ to F while BCA has a rating scheme from AAA to F.

You can also check out real-time reviews by past clients from TrustLink, a testimonial site that provides you reviews or complaints about a particular company.  Also, you can check their site if they have updated testimonials from past clients. This shows that there are still people investing in gold with the help from those companies. However, we advise smart investors to check the congruence of all the reviews from the rating sites we have provided. Some data from different rating sites may show drastic change in opinions and grades, which is fishy as the companies may have paid to get that high accreditation or deliberately placed fake positive reviews. On top of that, you can take a look at their site whether if they have been featured in certain magazines to show credibility in their service such as INC Magazine or Forbes.

Here are the 5 most important questions you should be asking Gold IRA Companies

IRA Setup Fees

Some companies will charge you right at the start for settling up a retirement account with other admin fees while some dont. You are advised to ask the account executive if they charge you a flat fee or scaled fee. Most companies in the gold industry scale their administration fees when your account value increases.

Be cautious when youre asking. Ask the exact storage fees scheme they are charging. Sometimes, they will mention that their company are charging a flat fee but when your account value grows beyond the storage limit or you add additional funds, they may charge thousand of dollars for a request of expanding your storage space. Go with the company that we recommend below. In addition, they waive your administration fees for the first year too. This helps to save quite a bit of money which allows you to see the benefits of investing gold in the first year.

Storage Fees And Safety

Similarly, you are advised to check on the exact storage fees each company offers to see if there are any additional charges required when you add more funds into your account. The reason is some companies will claim that you only need to pay a flat fee but charge you thousands of dollars as your account grows beyond the storage limit. Hence, we strongly suggest you go with the flat storage fee companies.

Types of Precious Metals

Ensure that you buy the right kind of precious metals that are acceptable for IRAs and choose the custodian that can provide the best secure storage facilities to safeguard your assets. Check what types of precious metals the gold IRA company offers. However, be aware if any sales representative tries to push or bait you to buy a specific type of metal coin. More likely, that metal coin has a higher profit margin that the representative can earn from a commission. Do your research due diligence to find out what type of precious metals available you wish to invest in.

Delivery Process & Processing Period

Some companies will take 30 days while others take up to 90 days to transfer your funds to your Gold IRA. You should check if there are other tax charges during the process of funds transfer and the duration of the transfer. Also, ask them about the duration for the whole process from settling up your Gold IRA to transferring your gold to the custodian. You do not want to wait too long for the setup to be completed.

Buyback Program

You should check with the gold IRA company if they offer silver or gold coin buyback programs. Ask the account executive on steps to follow when you are buying gold as well as when you need to liquidate your assets. Also, please check with them how long they will take to liquidate your assets too.

Beware of Scams And Gold IRA Companies With Many Complaints!

Many clients have experienced scams from some Gold IRA companies, which you can find out more on some of the gold IRA company reviews we have done for your own research. To summarize a few, here are some of the commonly seen complaints that past clients has faced.

Deceived By Gold Prices

Many clients are easily hooked onto attractive gold prices offered by the companies but are unaware of the current prices in the market. Hence, we recommend clients to check the current precious metals prices first to get a clearer picture before making such a quick decision of accepting the attractive quotes provided by the companies.

Deceptive, Aggressive Sales Tactics

Due to lack of research and information about precious metals, some clients fall prey to these aggressive sales representative who will constantly persuade you to buy a certain type of precious metal which will generate them higher commissions for themselves. We highly recommend you utilize the resources here as well as your own research so that you will not become victims resulted by them.

Slow Transfer Process

Sometimes, clients complain that they receive their precious metals at a later date that was promised to them or did not even receive them at all but they still charge you for the metals you invested. You may want to check with the company the duration they require to complete the transfer.

Purchase Of Wrong Coins By Account Executives

Some clients experience unlucky moments when the account executives made an error in their purchase and eventually ask the client to hold responsibility of the coins purchased. Therefore, we highly recommend you avoid such companies who have such complaints to minimize risk.

Hidden Fees Not Mentioned

Many clients are cheated because they did not ask if there are fees being charged for buying certain types of precious metals, or storage of precious metals. You are advised to ask if there are any administrative fees or taxes involved for setting up a Gold IRA, storage, delivery process, and buying certain types of precious metals.

Total Annual Fees For Gold IRA Companies

This includes annual admin and storage fees.

Capital Gold Group $320 Flat Rate

Apmex Company $250 (Scaled Storage Fees)

Lear Capital $250 Flat Rate

Who do we recommend as our Best Gold IRA Company?

Heres our #1 Gold IRA Company : Regal Assets

Regal Assets has a team of well-trained account executives who knows their info well and are able to convey smoothly to you whatever you inquire. Also, they are patient and dedicated to educate on precious metals investment since this is YOUR retirement money which they want to ensure that it is invested into good use. When you call the hotline, you will be directed to an account representative and he or she will answer your phone call or email from going forward. 

Only Official Recommended Partner Of The Royal Mint

Regal Assets is the only company that is awarded this prestigious title since Royal Mint existed 1100 years ago.

World Class Customer Service

Regal Assets is well-known for their excellent customer service and praised by many clients who have opened a Gold IRA account with them. Compared to other Gold IRA companies, they treat every client as if you are the ONLY client that they are serving. They put a lot of attention on you, answering on your concerns and queries in the fastest and most efficient way possible. This is also shown from the testimonials by past clients who were really impressed by their awesome service.

One Of The Fastest Shipping Process

You are guaranteed within 7 business days for precious metals delivery. If they exceeded the deadline, you will get a free 1 oz. Silver American Eagle free of charge.

Providing The Best Storage And Fee Structure You Cannot Find Elsewhere

Regal Assets use brinks and all storage is segregated. They also charge a flat fee of $150 per year compared to $225 per year by other competitors and most of them do not offer a segregated storage option.

Flat Administration Fees 

Regal Assets charges only a flat fee of $100 per year for all retirement accounts while most competitors will charge at a scaled fee.

All First Year Dues Are Paid For Clients Retirement Accounts

This includes setup fees, administration fees, storage fees and delivery charges which amounts over $500 which most of Regals competitors make the clients pay.

Fastest Processing Time Ever Seen

Regal Assets is one of the leading precious metal company that does everything electronically. You are not required to submit signed documents by mail. Also, it only requires 48 business hours to transfer requested funds to a custodian. Most of the companies take longer than that.

Informative Resource Hub

Compared to other websites of Gold and Silver IRA companies, Regal Assets stands out from the rest by providing step-by-step guides and procedures that are easy to follow to setup a Gold IRA Account, latest news about gold investing, latest updates about the precious metals prices and many other valuable information that you cannot find elsewhere.

If you have any questions, give Regal Assets the chance to earn your trust to guide you to more successful investments.

Moreover, this company demonstrates a sense of responsibility and trust in their business practices with an A+ rating for BBB, more than 600 positive reviews on TrustLink, AAA rating on BCA and is also listed as the #20 on INC 500 for financial services.

TrustLink Rating: 5/5

Based on 598 Reviews:

Choosing the right company

Read our Gold IRA Companies Reviews here and make an informed decision. Even with the reviews provided here, do call a few of the companies to get an idea what kind of service they are providing to you. Consider asking them about the IRA setup process, storage and IRA fees, as well as the types of precious metals you can invest such as Gold, Silver, Platinum etc.

Wait, Theres More! Free Gold Investment Kit For A Limited Time Only!

If you are still in your research phase trying out to find out what Gold IRA can benefit you in your financial future, we definitely recommend you to grab this free gold investing kit which contains important information such as:

Learn How To Rollover Your 401k To Physical Metals Without Paying Taxes, Penalties & Fees

Discover The Secrets Of The Federal Reserve & US Monetary System

Forbes 2013 Investment Guide To Learn How To Protect Your Retirement Account From Coming Market Crash

Discover the vital role in the future of gold & silver To Avoid Any Market Collpase

Learn About The Types Of Precious Metals You Can Invest Into Your Gold IRA

More Frequently Asked Questions From Past Clients About Gold & Silver IRA

Best Gold IRA Company Reviews

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Let the experts at Regal Assets   guide you so you have one less thing to worry about and have the retirement you deserve.

Step 1: Simply click the link below in the yellow bonus box and be directed to the page about the free gold investing kit. Just fill in your details to claim yours NOW! 

Bonus: Click Here To Get your Free Gold Investor Kit  FREE that provides valuable information about gold investment and setting up a new Gold IRA!

Step 2: On top of that, if you have any questions that you want to ask about Gold IRA, you can call 1877-962-1133 for more inquiries. Our experts will be glad to answer your questions about Gold IRA.

Additional Gold IRA Company Reviews We Chose Not To Work With

Here is a list of Best Gold IRA Companies which we have put a lot of time to consolidate the reviews. You can choose to use them as research purposes at your own discretion.

Frequently Asked Questions About Gold IRA

What is Gold backed IRA?

Gold backed IRA is similar to a self-directed IRA. The only difference is that it must follow the rules and regulations of IRS which involves investing in gold, silver and platinum. You can still invest in other forms such as stocks, bonds and paper currencies too.

What types of precious metals can I invest?

Normally, you can invest in gold, silver, platinum and palladium in the form of bullion coins, bars or rounds. As each company has different types of gold or silver, you are advised to call and ask the account representative whether they offer the type of gold or silver which you want to invest in.

Can I invest in alternative forms of gold investments?

Yes you can! You can include Gold Exchange Traded Fund, other stocks and funds from other gold mining company in your investment.

Can I add my existing investments into my Gold IRA?

Definitely! You are not limited to only physical gold. All you need to do is to set up a Gold IRA to have your gold being held. The rest of your investments can be included into your newly-opened Gold IRA too.

Is it possible for me to rollover or transfer my existing IRA?

Of course! You can rollover or transfer your existing IRA to your newly set-up Gold IRA.

Your first option is to do a direct transfer of funds from one custodian to another custodian. You can do this anytime with your existing IRA and as often as you want.

Your next option is to do a rollover. A rollover occurs when you receive the distribution from your existing retirement account and then turn around to deposit it in another retirement plan custodial account. Through this process, you will need to re-deposit the funds into your new retirement plan within 60 days. If the time limit is exceeded, you will be liable for taxes and penalties on the money withdrawn. Also, you can only rollover the same money once every 12 months to preserve the tax-deferred status of your retirement savings.

Simply contact the account representative and inform him or her that you want to either transfer or rollover your existing IRA to the new Gold IRA.

Wow, I love the idea of IRA rollover or transfer? Do I need to switch all my funds all at once?

We do not advise you to do so. Rather, you can invest portions of your retirement savings on precious metals in individual increments. It is a smarter way to monitor the value and price of the precious metals you are investing and allows you to have more exposure to all precious metals investments.

What types of fees can I expect to pay?

Most gold IRA companies require the client to pay a minimum transfer fee of $250, as well as storage fees which costs about 1% of your total IRA value per annum. However, there are some precious metals dealers, such as the company that we recommend who will waive your set-up and storage fees for one year when you transfer $10,000 from your existing IRA.

Will I be able to physically hold my gold?

Sadly, you cant hold your gold physically till you reach the age of 59.5. In the meantime, your gold will be held at an insured backed and IRS depository under your name.

What can I expect with the transfer process?

You can expect the transfer process to be done within a couple of weeks. If you want ease, hassle free and speedy quality service, we highly recommend you read this short article on how to set up an IRA account .

Which Company Do We Recommend?

www.regalassets.com

Regal Assets will walk you through and answer all of your questions. They will go over the different options you have and no time pressure you the sale or tried to direct you into anything.  Their style is customer come first and foremost.  They will also take the time to educate you on precious metals investing since this is YOUR retirement money.  When you call, you will be directed to one accountant representative and he or she will answer every phone call or email from going forward.

Still have questions? Let Regal Assets give you clarity and earn your trust.

As if all that’s not enough, this company is most responsible and trustworthy business practices demonstrated by the A+ rating with the BBB. you’re guaranteed fast, efficient access to any gold you decide to order with a 7-day delivery guarantee as well.


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