Vesting of Contributions

All employer contributions must be fully vested when made. This means that an employer-matching contribution must be made available to the employee as soon as it is deposited into the employee's retirement account. If the employee leaves the company, he will be allowed to take all of his retirement account with him.

Notice To Employees

References

U.S. Department Of Labor: 401(k) Plans Internal Revenue Service: 401(k) Safe Harbor Rules Practicing Financial Planning for Professionals, practitioner's 10th edition; Sid Mittra, Anandi P. Sahu, Robert A. Crane; 2007

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